What To Do After Car Accident
Even if it is a small bump or a big collision, involving in a car mishap can be shocking and daunting. But, don’t fret. Even though it is stressful, it is important to stay calm and focused.
We listed things important things that you should do after getting into a car accident.
Stop the car as soon as possible. Switch the hazard lights on to signal that there is a collision. Then, check for any injuries of yourself and other passengers. Call for an ambulance if there anyone hurt.
If the car accident is minor, move out all the cars out of the flow of traffic. If you cannot move your vehicle, stay somewhere safe until help arrives. Remember not to leave the accident scene until it is appropriate to do so. In case you leave, you can face criminal penalties, such as hit-and-run driver.
Share insurance information with other drivers. Do not forget the names, addresses, and contact numbers as well.
Furthermore, you can to talk to witnesses, if any. Ask their name and contact information. You will be needing these details when you file a police report.
Document the accident
This is the most important part of the post-accident. If possible, take pictures of all the vehicles involved. You will be needing this in case you file a police report and for your insurance claim.
Take pictures from different angles, which shows damage to the vehicles involved. List the license plate as well. Some of the important aspects to record:
-Color, model of the vehicle
-Driving conditions, such as lighting, road quality, or weather
-What type of damage
Documenting the accident will protect you from any fraudulent claims of other parties.
Call the police
Call the police and file a report within 24 hours. Narrate what happened in the incident. Police report is needed when claiming an insurance benefit provided that the accident is minor and no one is injured. It is also important to get the names and badge numbers of the responding officers.
Call your auto insurance provider
Call your insurance provider right away. Notify them immediately and ask about how to process your claims. They will tell all the details and requirements needed to process your claims. Make sure to complete and secure the necessary documents so you will have a faster claiming process. Here are some of the things that they will ask for:
-Registration of the vehicles involved
-Driver’s name, address, and contact details
-Driver’s insurance details, if any
No one wants to get into a vehicular mishap. And involving in one can leave the you wear out.
But, following this handy guide will help you get protected from unnecessary worries. This way, you can get your vehicle repaired and claim your benefits from the insurance provider as quickly and smoothly as possible.